Plus One ADU
Get government help to build a small home on your property.
An accessory dwelling unit, or ADU, is a small, independent residential unit located on the same lot as your home. It could be a detached small home; or a basement apartment, attic conversion, or in-law suite.
The Plus One ADU program is giving 15 eligible homeowners low-or-no interest loans and grants to help them create ADUs.
Are you eligible for a grant or loan through Plus One ADU?
Enter some basic information and we’ll do a little research to find out if you and your space might qualify for the Plus One ADU program. Expect a response within 48 hours.
More About Plus One ADU
Plus One ADU also provides homeowners with predevelopment and construction resources. The ultimate goal is to create more affordable housing while helping owners generate extra income.
Eligible Properties
Are single-family detached residential homes
Allow for two-family construction under the building and zoning code
Can pass an inspection
Need no major repairs beyond those needed for the ADU
Comply with housing and building codes
+ For basement conversions only
Meet ceiling height requirements
Are located outside the 2050 Stormwater Flood area and the 2100’s 100-year coastal flood zone
Eligible Homeowners
Must be owner-occupant
Must not owe municipal arrears or be in an active payment plan
Must be current on their mortgage payments
Must not earn more than 165% of the Area Median Income for a two-person household
Note: Preference will be given to homeowners at or below 100% of the Area Median Income – check the AMI chart.
Is your property eligible for a Plus One ADU addition?
Enter some basic information and we’ll do a little research to find out if you and your space might qualify for the Plus One ADU program. Expect a response within 48 hours.
Frequently Asked Questions
What is the point of the Plus One ADU Program?
The Plus One ADU program has two main goals:
Give homeowners a way to make extra income
Expand the inventory of affordable housing in key areas
What does the Plus One ADU program do for homeowners?
The program provides eligible homeowners with low-or-no interest capital loans and construction financing grants so they can create an additional, rentable unit. Plus One ADU also provides homeowners with predevelopment and construction resources to support project success.
The program combines low or no-interest capital loans and construction financing grants provided by the New York State Division of Housing and Community Renewal and the Housing Development Fund Corporation (HDFC).
Who administers the Plus One ADU Program?
How do I know if I qualify for the Plus One ADU Program?
Your space must meet certain zoning requirements, and your income can’t exceed certain limits. Your property must also pass a housing quality inspection.
If you want help determining your eligibility or preparing it for an inspection, we've got you. At no cost! Let's talk.
Want us to handle the paperwork?
Enter some basic information and we’ll do a little research to find out if you and your space might qualify for the Plus One ADU program. Expect a response within 48 hours.